From jet skis to yachts, get tailored boat insurance that covers you on California's beautiful lakes, rivers, and coastline. Marina-compliant coverage starting at just $200/year.
While California law doesn't mandate boat insurance, most marinas and all lenders require proof of coverage before you can dock or finance your vessel.
Even if you own your boat outright, protecting your investment from theft, accidents, and liability claims is essential. A single accident can cost thousands in repairs and legal fees.
Don't risk your financial security get covered today.
Most California marinas require minimum liability coverage of $300,000 and additional insured status. They also mandate Oil Pollution, Fuel Spill Liability, and Hull Coverage before granting slip access.
Real protection for real boaters. We've designed coverage that actually works when you need it most whether you're fishing off the coast, cruising the bay, or wakeboarding on the lake.
The ultimate peace of mind package. Covers damage to your boat AND protects you from lawsuits if someone gets hurt or their property is damaged. This is what marinas require and what smart boat owners choose.
Your boat hits a dock. A storm tosses debris into your hull. Someone steals your electronics. We cover it all collision, weather damage, theft, vandalism, and fire.
When accidents happen on the water, medical bills add up fast. This covers hospital visits, ambulance rides, and treatment for you and your passengers no matter who's at fault.
Engine failure. Dead battery. Ran out of fuel. We provide towing, jump-starts, fuel delivery, and emergency repairs so you're never stranded out there.
Since boat insurance isn't mandatory in California, many boaters skip it. If they hit you, you're stuck with the bill unless you have this critical protection.
We're not just an insurance agency we're your neighbors in the San Francisco Bay Area with over 25 years of experience protecting California boaters.
Contact us via phone or fill out our simple online form to get started.
Our licensed insurance agent will contact you to discuss your needs.
We'll analyze your assets and lifestyle to determine the right coverage.
We'll create a personalized umbrella insurance plan that fits your needs.
Enjoy peace of mind knowing your assets are protected with comprehensive coverage.
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The average cost of boat insurance in California is around $417 per year. However, your actual cost depends on several factors:
Liability-only policies for smaller watercraft
Get an accurate quote today! Call us at 415-379-6901 for a personalized rate based on your specific boat and needs.
Get comprehensive, marina-compliant boat insurance from Pacific Haven Insurance. Serving the San Francisco Bay Area and all of California.
Office: 475 El Camino Real, Ste 301, Millbrae, CA 94030
