Terms of Service

Pacific Haven Insurance Solutions | Last Updated: December 17, 2025

1. Use of Site/Services

• For U.S. residents 18+ only, focused on California
• Get insurance quotes/info; we connect to carriers
• Content is for info only; not guaranteed accurate
• No automated use (e.g., bots for forms)
• Prohibited: Illegal activity, spam, unauthorized access

2. Accounts & Security

• If accounts available: Keep info accurate, password secure
• Notify us of breaches
• We may suspend access for violations

3. Consent for Communications

4. Submissions (e.g., Forms)

• You own submissions but grant us a license to use for services
• Warrant: Legal, non-infringing, no minors without consent
• We may review/remove; no endorsement

5. Disclaimers & Liability

Site "as is"; no warranties. Not liable for errors, interruptions, or damages. Max liability: $5. Indemnify us for your violations.

6. Governing Law & Disputes

• California law; venue in San Mateo County
• Disputes: Binding arbitration via AAA (no class actions)
• 1-year limit to file

7. Changes

We may update Terms; continued use means acceptance. Check periodically.

8. Contact Us