Affordable umbrella policies designed to protect your life's work from catastrophic claims, reducing your financial risk and giving you peace of mind.
Happy Customers
Customer Satisfaction
95%Contact us via phone or fill out our simple online form to get started.
Our licensed insurance agent will contact you to discuss your needs.
We'll analyze your assets and lifestyle to determine the right coverage.
We'll create a personalized umbrella insurance plan that fits your needs.
Enjoy peace of mind knowing your assets are protected with comprehensive coverage.
Lawsuits nowadays are capable of costing hundreds of thousands of dollars to, or even more, millions. In California, without proper insurance coverage you may have to take out of your pocket. It is because of that that having umbrella coverage is not such a luxury, but instead it is a smart financial net.
Covers you when your primary insurance limits are exhausted. Includes bodily injury, property damage, legal costs and even libel or slander that your primary policy may not cover.
Provides coverage for legal costs, attorney fees, court charges, and settlements regardless of whether the underlying policies cover the lawsuit or not.
Someone is hurt at your residence and they sue you. If the costs exceed your home insurance limits, umbrella insurance steps in to cover the additional expenses.
It does not concern only the rich, cheap umbrella insurance in California is available to any person who wants some additional compensation:
Own houses or rental properties that increase your liability exposure
Have teenage drivers in your household with higher accident risks
Volunteer or coach sports teams with potential injury liability
Travel frequently and need worldwide liability protection
"Great customer service awesome response time helped throughout the entire process made it smooth and easy "
"ANTHONY MILLER is the best he has provided us with great customer service and significantly reduced our insurance bill!"
"Excellent experience working with Julia... She is knowledgeable, responsive, and takes the time to explain every detail clearly."
"Excellent service and rates for my auto insurance and property insurance for 10+ years. A shout out to Shirley for giving me great explanations."
"Shirley has been tremendously helpful... We’ve worked with her on both Auto and Condo policies. 100% successful rate."
It's not just protection that is added later to a policy - it's a wise financial investment protecting you with high limits and wide coverage when it matters most.
Get millions in liability protection at a surprisingly low annual premium cost.
Thousands of people put their trust in us for comprehensive umbrella protection.
We are a locally based, U.S.-based insurance provider. Our agents can provide you with a personal consultation to determine your needs and suggest exactly the right amount of umbrella coverage.
You can get your free California umbrella insurance quote today with Pacific Haven the most reliable, affordable, and worry-free insurance company in California.
Get a Free Quote
