California Condo Insurance Made Simple

Living in a California condo is unpredictable. Protect what matters most with real agents who actually care.

No robots. No runaround. Just honest protection from people you can trust.

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Why Californians Need Condo Insurance?

Although you are insured under your HOA master policy covering the property areas such as the common areas and exterior walls of your house, such public insurance does not cover your personal property, internal improvements and such liability claims. That is why our California condo insurance is meant to protect:

  • Your health and hand-held devices
  • Your home improvement projects and cabinets
  • Your investment in property and in money security
Protection Gap

Don't Leave Yourself Exposed

Without condo insurance, you're vulnerable to personal loss, high repair costs, and potential liability issues.

About Condo Insurance

Condo insurance (also known as HO-6 insurance) protects your personal property, interior walls, and liability within your condo unit. While your HOA's master policy covers the building's exterior and common areas, it doesn't cover what's inside your unit.

Protect Your Unit

Coverage for your personal property, walls, floors, and upgrades beyond what your HOA covers.

Water Damage Protection

Coverage for water damage from leaks, floods, or plumbing issues that affect your unit.

Affordable Coverage

Comprehensive protection starting at just $200/year for California condo owners.

What's Typically Covered

Personal belongings (furniture, electronics, clothing)
Interior walls, floors, and ceilings
Upgrades and improvements you made
Liability protection (if someone gets injured in your unit)
Additional living expenses (if your unit becomes uninhabitable)
Loss assessment (if HOA charges you for building damage)

Our Simple Process

Getting your umbrella insurance coverage is straightforward with Pacific Haven Insurance. Follow these simple steps to protect your assets.

1

Call or Submit Form

Contact us via phone or fill out our simple online form to get started.

2

Call from Our Agent

Our licensed insurance agent will contact you to discuss your needs.

3

Understanding Requirements

We'll analyze your assets and lifestyle to determine the right coverage.

4

Customize Insurance Plan

We'll create a personalized umbrella insurance plan that fits your needs.

5

Your Assets Secure

Enjoy peace of mind knowing your assets are protected with comprehensive coverage.

See What The Community Has To Say

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Don't Let Your Master Policy Fail You.

Protect your personal property, interior upgrades, and cover unexpected Loss Assessments. Speak to a California-licensed specialist now.

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